We have decades of experience handling loan customers with respect, dignity, and personalized attention to their unique situations.

We can arrange immediate cash loans from 1 day to 13 months. All service is confidential, on the spot and always in cash.

We’ll sit down and talk with you about the piece you want use for your loan, and discuss the fairest terms that can be offered. We’ll give you the money you need fast… from $20 to over $10,000 in just minutes! We do not check your credit, employment or other confidential information. We give you the money you need on the spot! And your items are insured and secure.

We can now offer increased cash loans on fine jewellery and watches from brands such as Tiffany, Rolex, Breitling, Patek Philippe, Cartier and other premiere brands.

How A Pawn Loan Works

The process is much the same as any other lending institution, with the primary difference being we use your collateral instead of credit. We hold
and store your personal collateral item until the loan is repaid.

Pawn Loans are written for a maximum of 13 months.

At the end of that period the customer is required to repay the loan in full plus the small amount of interest due and the collateral is returned. If the customer does not repay the loan in full plus the interest due the collateral is forfeited to the pawn broker.

All interest rates and terms of a loan are governed by Province of Ontario and cannot be changed or modified by the Pawn Broker. A licensed Pawn Broker is the only one who can legally write a Pawn Loan.

Please note as terms of our service, we can only arrange loans to individuals over the age of 18 and require identification (i.e. driver’s license).